LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,294
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,360
−HK$1,084/mo
Today · 4.125%
HK$36,444
baseline
▲ 0.50% · 4.625%
HK$38,662
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,888/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,151
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,174
−HK$1,038/mo
Today · 4.125%
HK$40,212
baseline
▲ 0.50% · 4.625%
HK$42,332
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,424/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,152
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,432
−HK$1,301/mo
Today · 4.125%
HK$43,733
baseline
▲ 0.50% · 4.625%
HK$46,394
+HK$2,661/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$87,466/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,782
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,009
−HK$1,246/mo
Today · 4.125%
HK$48,255
baseline
▲ 0.50% · 4.625%
HK$50,799
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$96,510/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,011
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,504
−HK$1,518/mo
Today · 4.125%
HK$51,022
baseline
▲ 0.50% · 4.625%
HK$54,126
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,044/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,412
−HK$2,885/mo
▼ 0.25% · 3.875%
HK$54,844
−HK$1,453/mo
Today · 4.125%
HK$56,297
baseline
▲ 0.50% · 4.625%
HK$59,265
+HK$2,968/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,594/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,728
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,649
−HK$1,950/mo
Today · 4.125%
HK$65,599
baseline
▲ 0.50% · 4.625%
HK$69,591
+HK$3,992/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,198/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,976 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,672
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,514
−HK$1,868/mo
Today · 4.125%
HK$72,382
baseline
▲ 0.50% · 4.625%
HK$76,198
+HK$3,816/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,764/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,976 · Scale 2, in force from 26 Feb 2026)