LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,294
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$35,361
−HK$1,083/mo
Today · 4.125%
HK$36,444
baseline
▲ 0.50% · 4.625%
HK$38,662
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,888/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,152
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,175
−HK$1,038/mo
Today · 4.125%
HK$40,213
baseline
▲ 0.50% · 4.625%
HK$42,333
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,426/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,153
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$42,433
−HK$1,300/mo
Today · 4.125%
HK$43,733
baseline
▲ 0.50% · 4.625%
HK$46,394
+HK$2,661/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$87,466/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,782
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,010
−HK$1,245/mo
Today · 4.125%
HK$48,255
baseline
▲ 0.50% · 4.625%
HK$50,799
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$96,510/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,011
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,505
−HK$1,517/mo
Today · 4.125%
HK$51,022
baseline
▲ 0.50% · 4.625%
HK$54,127
+HK$3,105/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,044/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,412
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,845
−HK$1,453/mo
Today · 4.125%
HK$56,298
baseline
▲ 0.50% · 4.625%
HK$59,266
+HK$2,968/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,596/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,729
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,649
−HK$1,951/mo
Today · 4.125%
HK$65,600
baseline
▲ 0.50% · 4.625%
HK$69,592
+HK$3,992/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,200/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,673
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,515
−HK$1,868/mo
Today · 4.125%
HK$72,383
baseline
▲ 0.50% · 4.625%
HK$76,199
+HK$3,816/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,766/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,982 · Scale 2, in force from 26 Feb 2026)