LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,294
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,361
−HK$1,084/mo
Today · 4.125%
HK$36,445
baseline
▲ 0.50% · 4.625%
HK$38,662
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,890/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,152
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,175
−HK$1,038/mo
Today · 4.125%
HK$40,213
baseline
▲ 0.50% · 4.625%
HK$42,333
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,426/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$563,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,153
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,433
−HK$1,301/mo
Today · 4.125%
HK$43,734
baseline
▲ 0.50% · 4.625%
HK$46,395
+HK$2,661/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$87,468/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,783
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,010
−HK$1,246/mo
Today · 4.125%
HK$48,256
baseline
▲ 0.50% · 4.625%
HK$50,800
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$96,512/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$563,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,012
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,506
−HK$1,517/mo
Today · 4.125%
HK$51,023
baseline
▲ 0.50% · 4.625%
HK$54,127
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,046/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,413
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,845
−HK$1,454/mo
Today · 4.125%
HK$56,299
baseline
▲ 0.50% · 4.625%
HK$59,266
+HK$2,967/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,598/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$563,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,730
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,650
−HK$1,951/mo
Today · 4.125%
HK$65,601
baseline
▲ 0.50% · 4.625%
HK$69,592
+HK$3,991/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,202/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,674
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,516
−HK$1,868/mo
Today · 4.125%
HK$72,384
baseline
▲ 0.50% · 4.625%
HK$76,199
+HK$3,815/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,768/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$563,989 · Scale 2, in force from 26 Feb 2026)