LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,296
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,363
−HK$1,084/mo
Today · 4.125%
HK$36,447
baseline
▲ 0.50% · 4.625%
HK$38,664
+HK$2,217/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,894/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$564,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,154
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,177
−HK$1,038/mo
Today · 4.125%
HK$40,215
baseline
▲ 0.50% · 4.625%
HK$42,335
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,430/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$564,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,155
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,435
−HK$1,301/mo
Today · 4.125%
HK$43,736
baseline
▲ 0.50% · 4.625%
HK$46,397
+HK$2,661/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$87,472/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,785
−HK$2,473/mo
▼ 0.25% · 3.875%
HK$47,013
−HK$1,245/mo
Today · 4.125%
HK$48,258
baseline
▲ 0.50% · 4.625%
HK$50,802
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$96,516/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,014
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,508
−HK$1,517/mo
Today · 4.125%
HK$51,025
baseline
▲ 0.50% · 4.625%
HK$54,130
+HK$3,105/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,050/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,415
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,848
−HK$1,453/mo
Today · 4.125%
HK$56,301
baseline
▲ 0.50% · 4.625%
HK$59,269
+HK$2,968/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,602/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,733
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,653
−HK$1,951/mo
Today · 4.125%
HK$65,604
baseline
▲ 0.50% · 4.625%
HK$69,596
+HK$3,992/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,208/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,677
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,519
−HK$1,868/mo
Today · 4.125%
HK$72,387
baseline
▲ 0.50% · 4.625%
HK$76,203
+HK$3,816/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,774/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,014 · Scale 2, in force from 26 Feb 2026)