LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,296
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,363
−HK$1,084/mo
Today · 4.125%
HK$36,447
baseline
▲ 0.50% · 4.625%
HK$38,665
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,894/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$564,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,154
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,177
−HK$1,039/mo
Today · 4.125%
HK$40,216
baseline
▲ 0.50% · 4.625%
HK$42,335
+HK$2,119/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,432/mo (50% DSR)
Upfront cash ≈ HK$8.08M (deposit + AVD stamp duty HK$564,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,155
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,436
−HK$1,300/mo
Today · 4.125%
HK$43,736
baseline
▲ 0.50% · 4.625%
HK$46,398
+HK$2,662/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$87,472/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,785
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,013
−HK$1,246/mo
Today · 4.125%
HK$48,259
baseline
▲ 0.50% · 4.625%
HK$50,802
+HK$2,543/mo
Deposit HK$6.02M · loan HK$9.02M · min. income ≈ HK$96,518/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,015
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,508
−HK$1,518/mo
Today · 4.125%
HK$51,026
baseline
▲ 0.50% · 4.625%
HK$54,130
+HK$3,104/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,052/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,416
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,848
−HK$1,454/mo
Today · 4.125%
HK$56,302
baseline
▲ 0.50% · 4.625%
HK$59,270
+HK$2,968/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,604/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,733
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,653
−HK$1,951/mo
Today · 4.125%
HK$65,604
baseline
▲ 0.50% · 4.625%
HK$69,596
+HK$3,992/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,208/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,678
−HK$3,710/mo
▼ 0.25% · 3.875%
HK$70,519
−HK$1,869/mo
Today · 4.125%
HK$72,388
baseline
▲ 0.50% · 4.625%
HK$76,204
+HK$3,816/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,776/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,020 · Scale 2, in force from 26 Feb 2026)