LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,300
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,367
−HK$1,084/mo
Today · 4.125%
HK$36,451
baseline
▲ 0.50% · 4.625%
HK$38,669
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,902/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,158
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,182
−HK$1,038/mo
Today · 4.125%
HK$40,220
baseline
▲ 0.50% · 4.625%
HK$42,340
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,440/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,160
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,440
−HK$1,301/mo
Today · 4.125%
HK$43,741
baseline
▲ 0.50% · 4.625%
HK$46,402
+HK$2,661/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,482/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,790
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,018
−HK$1,246/mo
Today · 4.125%
HK$48,264
baseline
▲ 0.50% · 4.625%
HK$50,808
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,528/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,020
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,513
−HK$1,518/mo
Today · 4.125%
HK$51,031
baseline
▲ 0.50% · 4.625%
HK$54,136
+HK$3,105/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,062/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,421
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,854
−HK$1,454/mo
Today · 4.125%
HK$56,308
baseline
▲ 0.50% · 4.625%
HK$59,276
+HK$2,968/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,616/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,740
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,660
−HK$1,951/mo
Today · 4.125%
HK$65,611
baseline
▲ 0.50% · 4.625%
HK$69,604
+HK$3,993/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,222/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,078 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,685
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,527
−HK$1,869/mo
Today · 4.125%
HK$72,396
baseline
▲ 0.50% · 4.625%
HK$76,212
+HK$3,816/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,792/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,078 · Scale 2, in force from 26 Feb 2026)