LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,301
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,368
−HK$1,084/mo
Today · 4.125%
HK$36,452
baseline
▲ 0.50% · 4.625%
HK$38,670
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,904/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,159
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,183
−HK$1,038/mo
Today · 4.125%
HK$40,221
baseline
▲ 0.50% · 4.625%
HK$42,341
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,442/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,161
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,441
−HK$1,301/mo
Today · 4.125%
HK$43,742
baseline
▲ 0.50% · 4.625%
HK$46,404
+HK$2,662/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,484/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,791
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,019
−HK$1,246/mo
Today · 4.125%
HK$48,265
baseline
▲ 0.50% · 4.625%
HK$50,809
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,530/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,021
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,515
−HK$1,518/mo
Today · 4.125%
HK$51,033
baseline
▲ 0.50% · 4.625%
HK$54,138
+HK$3,105/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,066/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,423
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,856
−HK$1,453/mo
Today · 4.125%
HK$56,309
baseline
▲ 0.50% · 4.625%
HK$59,278
+HK$2,969/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,618/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,742
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$63,662
−HK$1,951/mo
Today · 4.125%
HK$65,613
baseline
▲ 0.50% · 4.625%
HK$69,606
+HK$3,993/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,226/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,687
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,529
−HK$1,869/mo
Today · 4.125%
HK$72,398
baseline
▲ 0.50% · 4.625%
HK$76,214
+HK$3,816/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,796/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,097 · Scale 2, in force from 26 Feb 2026)