LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,302
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,369
−HK$1,084/mo
Today · 4.125%
HK$36,453
baseline
▲ 0.50% · 4.625%
HK$38,671
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,906/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,161
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$39,184
−HK$1,038/mo
Today · 4.125%
HK$40,222
baseline
▲ 0.50% · 4.625%
HK$42,343
+HK$2,121/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,444/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,162
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,443
−HK$1,301/mo
Today · 4.125%
HK$43,744
baseline
▲ 0.50% · 4.625%
HK$46,405
+HK$2,661/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,488/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,793
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,021
−HK$1,246/mo
Today · 4.125%
HK$48,267
baseline
▲ 0.50% · 4.625%
HK$50,811
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,534/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,023
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,517
−HK$1,517/mo
Today · 4.125%
HK$51,034
baseline
▲ 0.50% · 4.625%
HK$54,140
+HK$3,106/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,068/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,425
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,858
−HK$1,453/mo
Today · 4.125%
HK$56,311
baseline
▲ 0.50% · 4.625%
HK$59,280
+HK$2,969/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,622/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,744
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,664
−HK$1,952/mo
Today · 4.125%
HK$65,616
baseline
▲ 0.50% · 4.625%
HK$69,608
+HK$3,992/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,232/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,689
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,531
−HK$1,869/mo
Today · 4.125%
HK$72,400
baseline
▲ 0.50% · 4.625%
HK$76,217
+HK$3,817/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,800/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,116 · Scale 2, in force from 26 Feb 2026)