LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,304
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,371
−HK$1,084/mo
Today · 4.125%
HK$36,455
baseline
▲ 0.50% · 4.625%
HK$38,673
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,910/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,163
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,186
−HK$1,039/mo
Today · 4.125%
HK$40,225
baseline
▲ 0.50% · 4.625%
HK$42,345
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,450/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,165
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,445
−HK$1,301/mo
Today · 4.125%
HK$43,746
baseline
▲ 0.50% · 4.625%
HK$46,408
+HK$2,662/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,492/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,795
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,024
−HK$1,246/mo
Today · 4.125%
HK$48,270
baseline
▲ 0.50% · 4.625%
HK$50,814
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,540/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,026
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,519
−HK$1,518/mo
Today · 4.125%
HK$51,037
baseline
▲ 0.50% · 4.625%
HK$54,143
+HK$3,106/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,074/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,428
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,861
−HK$1,454/mo
Today · 4.125%
HK$56,315
baseline
▲ 0.50% · 4.625%
HK$59,283
+HK$2,968/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,630/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,747
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,668
−HK$1,951/mo
Today · 4.125%
HK$65,619
baseline
▲ 0.50% · 4.625%
HK$69,612
+HK$3,993/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,238/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,693
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,535
−HK$1,869/mo
Today · 4.125%
HK$72,404
baseline
▲ 0.50% · 4.625%
HK$76,221
+HK$3,817/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,808/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,148 · Scale 2, in force from 26 Feb 2026)