LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,305
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,372
−HK$1,085/mo
Today · 4.125%
HK$36,457
baseline
▲ 0.50% · 4.625%
HK$38,675
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,914/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,164
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,188
−HK$1,038/mo
Today · 4.125%
HK$40,226
baseline
▲ 0.50% · 4.625%
HK$42,347
+HK$2,121/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,452/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,166
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,447
−HK$1,301/mo
Today · 4.125%
HK$43,748
baseline
▲ 0.50% · 4.625%
HK$46,410
+HK$2,662/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,496/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,797
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,026
−HK$1,246/mo
Today · 4.125%
HK$48,272
baseline
▲ 0.50% · 4.625%
HK$50,816
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,544/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,028
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$49,521
−HK$1,518/mo
Today · 4.125%
HK$51,039
baseline
▲ 0.50% · 4.625%
HK$54,145
+HK$3,106/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,078/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,430
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,863
−HK$1,454/mo
Today · 4.125%
HK$56,317
baseline
▲ 0.50% · 4.625%
HK$59,285
+HK$2,968/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,634/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,750
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$63,670
−HK$1,952/mo
Today · 4.125%
HK$65,622
baseline
▲ 0.50% · 4.625%
HK$69,615
+HK$3,993/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,244/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,171 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,696
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,538
−HK$1,869/mo
Today · 4.125%
HK$72,407
baseline
▲ 0.50% · 4.625%
HK$76,224
+HK$3,817/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,814/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,171 · Scale 2, in force from 26 Feb 2026)