LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,306
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$35,373
−HK$1,084/mo
Today · 4.125%
HK$36,457
baseline
▲ 0.50% · 4.625%
HK$38,675
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,914/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,165
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,188
−HK$1,039/mo
Today · 4.125%
HK$40,227
baseline
▲ 0.50% · 4.625%
HK$42,347
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,454/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,167
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$42,447
−HK$1,301/mo
Today · 4.125%
HK$43,748
baseline
▲ 0.50% · 4.625%
HK$46,410
+HK$2,662/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,496/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,798
−HK$2,474/mo
▼ 0.25% · 3.875%
HK$47,026
−HK$1,246/mo
Today · 4.125%
HK$48,272
baseline
▲ 0.50% · 4.625%
HK$50,816
+HK$2,544/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,544/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,028
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,522
−HK$1,518/mo
Today · 4.125%
HK$51,040
baseline
▲ 0.50% · 4.625%
HK$54,145
+HK$3,105/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,080/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,431
−HK$2,886/mo
▼ 0.25% · 3.875%
HK$54,864
−HK$1,453/mo
Today · 4.125%
HK$56,317
baseline
▲ 0.50% · 4.625%
HK$59,286
+HK$2,969/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,634/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,750
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,671
−HK$1,952/mo
Today · 4.125%
HK$65,623
baseline
▲ 0.50% · 4.625%
HK$69,616
+HK$3,993/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,246/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,697
−HK$3,711/mo
▼ 0.25% · 3.875%
HK$70,539
−HK$1,869/mo
Today · 4.125%
HK$72,408
baseline
▲ 0.50% · 4.625%
HK$76,225
+HK$3,817/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,816/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,175 · Scale 2, in force from 26 Feb 2026)