LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,308
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,376
−HK$1,084/mo
Today · 4.125%
HK$36,460
baseline
▲ 0.50% · 4.625%
HK$38,678
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,920/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,168
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,191
−HK$1,039/mo
Today · 4.125%
HK$40,230
baseline
▲ 0.50% · 4.625%
HK$42,350
+HK$2,120/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,460/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,170
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,451
−HK$1,301/mo
Today · 4.125%
HK$43,752
baseline
▲ 0.50% · 4.625%
HK$46,414
+HK$2,662/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,504/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,801
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,030
−HK$1,246/mo
Today · 4.125%
HK$48,276
baseline
▲ 0.50% · 4.625%
HK$50,821
+HK$2,545/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,552/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,032
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,526
−HK$1,518/mo
Today · 4.125%
HK$51,044
baseline
▲ 0.50% · 4.625%
HK$54,150
+HK$3,106/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,088/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,435
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,868
−HK$1,454/mo
Today · 4.125%
HK$56,322
baseline
▲ 0.50% · 4.625%
HK$59,291
+HK$2,969/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,644/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,755
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,676
−HK$1,952/mo
Today · 4.125%
HK$65,628
baseline
▲ 0.50% · 4.625%
HK$69,621
+HK$3,993/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,256/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,220 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,702
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,545
−HK$1,869/mo
Today · 4.125%
HK$72,414
baseline
▲ 0.50% · 4.625%
HK$76,231
+HK$3,817/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,828/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,220 · Scale 2, in force from 26 Feb 2026)