LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,311
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,378
−HK$1,085/mo
Today · 4.125%
HK$36,463
baseline
▲ 0.50% · 4.625%
HK$38,681
+HK$2,218/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,926/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,171
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,195
−HK$1,038/mo
Today · 4.125%
HK$40,233
baseline
▲ 0.50% · 4.625%
HK$42,354
+HK$2,121/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,466/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,173
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,454
−HK$1,301/mo
Today · 4.125%
HK$43,755
baseline
▲ 0.50% · 4.625%
HK$46,418
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,510/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,805
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,033
−HK$1,247/mo
Today · 4.125%
HK$48,280
baseline
▲ 0.50% · 4.625%
HK$50,825
+HK$2,545/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,560/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,036
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,530
−HK$1,518/mo
Today · 4.125%
HK$51,048
baseline
▲ 0.50% · 4.625%
HK$54,154
+HK$3,106/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,096/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,439
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,872
−HK$1,454/mo
Today · 4.125%
HK$56,326
baseline
▲ 0.50% · 4.625%
HK$59,295
+HK$2,969/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,652/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,760
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,681
−HK$1,952/mo
Today · 4.125%
HK$65,633
baseline
▲ 0.50% · 4.625%
HK$69,627
+HK$3,994/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,266/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,708
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,550
−HK$1,870/mo
Today · 4.125%
HK$72,420
baseline
▲ 0.50% · 4.625%
HK$76,237
+HK$3,817/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,840/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,266 · Scale 2, in force from 26 Feb 2026)