LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,316
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,383
−HK$1,085/mo
Today · 4.125%
HK$36,468
baseline
▲ 0.50% · 4.625%
HK$38,687
+HK$2,219/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,936/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,176
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,200
−HK$1,039/mo
Today · 4.125%
HK$40,239
baseline
▲ 0.50% · 4.625%
HK$42,360
+HK$2,121/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,478/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,179
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,460
−HK$1,302/mo
Today · 4.125%
HK$43,762
baseline
▲ 0.50% · 4.625%
HK$46,424
+HK$2,662/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,524/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,812
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,040
−HK$1,247/mo
Today · 4.125%
HK$48,287
baseline
▲ 0.50% · 4.625%
HK$50,832
+HK$2,545/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,574/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,043
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,537
−HK$1,518/mo
Today · 4.125%
HK$51,055
baseline
▲ 0.50% · 4.625%
HK$54,162
+HK$3,107/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,110/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,447
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,880
−HK$1,454/mo
Today · 4.125%
HK$56,334
baseline
▲ 0.50% · 4.625%
HK$59,304
+HK$2,970/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,668/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,769
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,690
−HK$1,952/mo
Today · 4.125%
HK$65,642
baseline
▲ 0.50% · 4.625%
HK$69,637
+HK$3,995/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,284/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,346 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,717
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,560
−HK$1,870/mo
Today · 4.125%
HK$72,430
baseline
▲ 0.50% · 4.625%
HK$76,248
+HK$3,818/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,860/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,346 · Scale 2, in force from 26 Feb 2026)