LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,317
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$1,085/mo
Today · 4.125%
HK$36,469
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$2,219/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,938/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,177
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,201
−HK$1,039/mo
Today · 4.125%
HK$40,240
baseline
▲ 0.50% · 4.625%
HK$42,361
+HK$2,121/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,480/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,180
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,461
−HK$1,301/mo
Today · 4.125%
HK$43,762
baseline
▲ 0.50% · 4.625%
HK$46,425
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,524/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,812
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,041
−HK$1,246/mo
Today · 4.125%
HK$48,287
baseline
▲ 0.50% · 4.625%
HK$50,833
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,574/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,043
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,538
−HK$1,518/mo
Today · 4.125%
HK$51,056
baseline
▲ 0.50% · 4.625%
HK$54,163
+HK$3,107/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,112/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,448
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,881
−HK$1,454/mo
Today · 4.125%
HK$56,335
baseline
▲ 0.50% · 4.625%
HK$59,305
+HK$2,970/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,670/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,770
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,691
−HK$1,953/mo
Today · 4.125%
HK$65,644
baseline
▲ 0.50% · 4.625%
HK$69,638
+HK$3,994/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,288/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,356 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,719
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,562
−HK$1,869/mo
Today · 4.125%
HK$72,431
baseline
▲ 0.50% · 4.625%
HK$76,249
+HK$3,818/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,862/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,356 · Scale 2, in force from 26 Feb 2026)