LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,317
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,384
−HK$1,085/mo
Today · 4.125%
HK$36,469
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$2,219/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,938/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,177
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,201
−HK$1,039/mo
Today · 4.125%
HK$40,240
baseline
▲ 0.50% · 4.625%
HK$42,361
+HK$2,121/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,480/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,180
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,461
−HK$1,302/mo
Today · 4.125%
HK$43,763
baseline
▲ 0.50% · 4.625%
HK$46,426
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,526/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,813
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,041
−HK$1,247/mo
Today · 4.125%
HK$48,288
baseline
▲ 0.50% · 4.625%
HK$50,833
+HK$2,545/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,576/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,044
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$49,538
−HK$1,518/mo
Today · 4.125%
HK$51,056
baseline
▲ 0.50% · 4.625%
HK$54,163
+HK$3,107/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,112/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,448
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,882
−HK$1,454/mo
Today · 4.125%
HK$56,336
baseline
▲ 0.50% · 4.625%
HK$59,305
+HK$2,969/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,672/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,771
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$63,692
−HK$1,952/mo
Today · 4.125%
HK$65,644
baseline
▲ 0.50% · 4.625%
HK$69,638
+HK$3,994/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,288/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,719
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,562
−HK$1,870/mo
Today · 4.125%
HK$72,432
baseline
▲ 0.50% · 4.625%
HK$76,250
+HK$3,818/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,864/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,360 · Scale 2, in force from 26 Feb 2026)