LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,317
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,385
−HK$1,084/mo
Today · 4.125%
HK$36,469
baseline
▲ 0.50% · 4.625%
HK$38,688
+HK$2,219/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,938/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,178
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,202
−HK$1,038/mo
Today · 4.125%
HK$40,240
baseline
▲ 0.50% · 4.625%
HK$42,361
+HK$2,121/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,480/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,181
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,462
−HK$1,301/mo
Today · 4.125%
HK$43,763
baseline
▲ 0.50% · 4.625%
HK$46,426
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,526/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,813
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,042
−HK$1,246/mo
Today · 4.125%
HK$48,288
baseline
▲ 0.50% · 4.625%
HK$50,834
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,576/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,044
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,539
−HK$1,518/mo
Today · 4.125%
HK$51,057
baseline
▲ 0.50% · 4.625%
HK$54,164
+HK$3,107/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,114/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,449
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,882
−HK$1,454/mo
Today · 4.125%
HK$56,336
baseline
▲ 0.50% · 4.625%
HK$59,306
+HK$2,970/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,672/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,771
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,693
−HK$1,952/mo
Today · 4.125%
HK$65,645
baseline
▲ 0.50% · 4.625%
HK$69,639
+HK$3,994/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,290/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,720
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,563
−HK$1,870/mo
Today · 4.125%
HK$72,433
baseline
▲ 0.50% · 4.625%
HK$76,251
+HK$3,818/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,866/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,366 · Scale 2, in force from 26 Feb 2026)