LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,318
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,385
−HK$1,085/mo
Today · 4.125%
HK$36,470
baseline
▲ 0.50% · 4.625%
HK$38,689
+HK$2,219/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$72,940/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,178
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,202
−HK$1,039/mo
Today · 4.125%
HK$40,241
baseline
▲ 0.50% · 4.625%
HK$42,362
+HK$2,121/mo
Deposit HK$7.52M · loan HK$7.52M · min. income ≈ HK$80,482/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,181
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,462
−HK$1,302/mo
Today · 4.125%
HK$43,764
baseline
▲ 0.50% · 4.625%
HK$46,427
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,528/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,814
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,043
−HK$1,246/mo
Today · 4.125%
HK$48,289
baseline
▲ 0.50% · 4.625%
HK$50,834
+HK$2,545/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,578/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,045
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,539
−HK$1,519/mo
Today · 4.125%
HK$51,058
baseline
▲ 0.50% · 4.625%
HK$54,164
+HK$3,106/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$102,116/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,449
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,883
−HK$1,454/mo
Today · 4.125%
HK$56,337
baseline
▲ 0.50% · 4.625%
HK$59,307
+HK$2,970/mo
Deposit HK$4.51M · loan HK$10.53M · min. income ≈ HK$112,674/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,772
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,693
−HK$1,953/mo
Today · 4.125%
HK$65,646
baseline
▲ 0.50% · 4.625%
HK$69,640
+HK$3,994/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$131,292/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,374 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,721
−HK$3,712/mo
▼ 0.25% · 3.875%
HK$70,564
−HK$1,869/mo
Today · 4.125%
HK$72,433
baseline
▲ 0.50% · 4.625%
HK$76,252
+HK$3,819/mo
Deposit HK$1.50M · loan HK$13.54M · min. income ≈ HK$144,866/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,374 · Scale 2, in force from 26 Feb 2026)