LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,320
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,387
−HK$1,085/mo
Today · 4.125%
HK$36,472
baseline
▲ 0.50% · 4.625%
HK$38,691
+HK$2,219/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,944/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,180
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,204
−HK$1,039/mo
Today · 4.125%
HK$40,243
baseline
▲ 0.50% · 4.625%
HK$42,364
+HK$2,121/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,486/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,184
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$42,465
−HK$1,301/mo
Today · 4.125%
HK$43,766
baseline
▲ 0.50% · 4.625%
HK$46,429
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,532/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,816
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,045
−HK$1,247/mo
Today · 4.125%
HK$48,292
baseline
▲ 0.50% · 4.625%
HK$50,837
+HK$2,545/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,584/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,047
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,542
−HK$1,518/mo
Today · 4.125%
HK$51,060
baseline
▲ 0.50% · 4.625%
HK$54,167
+HK$3,107/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,120/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,452
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,886
−HK$1,454/mo
Today · 4.125%
HK$56,340
baseline
▲ 0.50% · 4.625%
HK$59,310
+HK$2,970/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,680/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,775
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,697
−HK$1,952/mo
Today · 4.125%
HK$65,649
baseline
▲ 0.50% · 4.625%
HK$69,644
+HK$3,995/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,298/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,724
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,568
−HK$1,869/mo
Today · 4.125%
HK$72,437
baseline
▲ 0.50% · 4.625%
HK$76,256
+HK$3,819/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,874/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,404 · Scale 2, in force from 26 Feb 2026)