LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,321
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,388
−HK$1,085/mo
Today · 4.125%
HK$36,473
baseline
▲ 0.50% · 4.625%
HK$38,692
+HK$2,219/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,946/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,182
−HK$2,062/mo
▼ 0.25% · 3.875%
HK$39,206
−HK$1,038/mo
Today · 4.125%
HK$40,244
baseline
▲ 0.50% · 4.625%
HK$42,366
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,488/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,185
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,466
−HK$1,302/mo
Today · 4.125%
HK$43,768
baseline
▲ 0.50% · 4.625%
HK$46,431
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,536/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,818
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,047
−HK$1,246/mo
Today · 4.125%
HK$48,293
baseline
▲ 0.50% · 4.625%
HK$50,839
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,586/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$564,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,049
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,544
−HK$1,518/mo
Today · 4.125%
HK$51,062
baseline
▲ 0.50% · 4.625%
HK$54,169
+HK$3,107/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,124/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,454
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,888
−HK$1,454/mo
Today · 4.125%
HK$56,342
baseline
▲ 0.50% · 4.625%
HK$59,312
+HK$2,970/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,684/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,778
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,699
−HK$1,953/mo
Today · 4.125%
HK$65,652
baseline
▲ 0.50% · 4.625%
HK$69,646
+HK$3,994/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,304/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,425 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,727
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,570
−HK$1,870/mo
Today · 4.125%
HK$72,440
baseline
▲ 0.50% · 4.625%
HK$76,258
+HK$3,818/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,880/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,425 · Scale 2, in force from 26 Feb 2026)