LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,322
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,389
−HK$1,085/mo
Today · 4.125%
HK$36,474
baseline
▲ 0.50% · 4.625%
HK$38,693
+HK$2,219/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,948/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,182
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,206
−HK$1,039/mo
Today · 4.125%
HK$40,245
baseline
▲ 0.50% · 4.625%
HK$42,367
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,490/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,186
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,467
−HK$1,302/mo
Today · 4.125%
HK$43,769
baseline
▲ 0.50% · 4.625%
HK$46,432
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,538/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,819
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,048
−HK$1,246/mo
Today · 4.125%
HK$48,294
baseline
▲ 0.50% · 4.625%
HK$50,840
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,588/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,050
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,545
−HK$1,518/mo
Today · 4.125%
HK$51,063
baseline
▲ 0.50% · 4.625%
HK$54,170
+HK$3,107/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,126/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,455
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,889
−HK$1,454/mo
Today · 4.125%
HK$56,343
baseline
▲ 0.50% · 4.625%
HK$59,313
+HK$2,970/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,686/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,779
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,700
−HK$1,953/mo
Today · 4.125%
HK$65,653
baseline
▲ 0.50% · 4.625%
HK$69,648
+HK$3,995/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,306/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,436 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,728
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,572
−HK$1,869/mo
Today · 4.125%
HK$72,441
baseline
▲ 0.50% · 4.625%
HK$76,260
+HK$3,819/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,882/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,436 · Scale 2, in force from 26 Feb 2026)