LTV · monthly repayment
▼ 0.50% · 3.625%
HK$343,235
−HK$21,524/mo
▼ 0.25% · 3.875%
HK$353,912
−HK$10,847/mo
Today · 4.125%
HK$364,759
baseline
▲ 0.50% · 4.625%
HK$386,954
+HK$22,195/mo
Deposit HK$75.26M · loan HK$75.26M · min. income ≈ HK$729,518/mo (50% DSR)
Upfront cash ≈ HK$85.05M (deposit + AVD stamp duty HK$9,784,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$381,846
−HK$20,629/mo
▼ 0.25% · 3.875%
HK$392,086
−HK$10,389/mo
Today · 4.125%
HK$402,475
baseline
▲ 0.50% · 4.625%
HK$423,690
+HK$21,215/mo
Deposit HK$75.26M · loan HK$75.26M · min. income ≈ HK$804,950/mo (50% DSR)
Upfront cash ≈ HK$85.05M (deposit + AVD stamp duty HK$9,784,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$411,882
−HK$25,829/mo
▼ 0.25% · 3.875%
HK$424,694
−HK$13,017/mo
Today · 4.125%
HK$437,711
baseline
▲ 0.50% · 4.625%
HK$464,344
+HK$26,633/mo
Deposit HK$60.21M · loan HK$90.31M · min. income ≈ HK$875,422/mo (50% DSR)
Upfront cash ≈ HK$69.99M (deposit + AVD stamp duty HK$9,784,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,215
−HK$24,756/mo
▼ 0.25% · 3.875%
HK$470,504
−HK$12,467/mo
Today · 4.125%
HK$482,971
baseline
▲ 0.50% · 4.625%
HK$508,429
+HK$25,458/mo
Deposit HK$60.21M · loan HK$90.31M · min. income ≈ HK$965,942/mo (50% DSR)
Upfront cash ≈ HK$69.99M (deposit + AVD stamp duty HK$9,784,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$480,529
−HK$30,133/mo
▼ 0.25% · 3.875%
HK$495,476
−HK$15,186/mo
Today · 4.125%
HK$510,662
baseline
▲ 0.50% · 4.625%
HK$541,735
+HK$31,073/mo
Deposit HK$45.16M · loan HK$105.37M · min. income ≈ HK$1,021,324/mo (50% DSR)
Upfront cash ≈ HK$54.94M (deposit + AVD stamp duty HK$9,784,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$534,584
−HK$28,882/mo
▼ 0.25% · 3.875%
HK$548,921
−HK$14,545/mo
Today · 4.125%
HK$563,466
baseline
▲ 0.50% · 4.625%
HK$593,167
+HK$29,701/mo
Deposit HK$45.16M · loan HK$105.37M · min. income ≈ HK$1,126,932/mo (50% DSR)
Upfront cash ≈ HK$54.94M (deposit + AVD stamp duty HK$9,784,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$617,823
−HK$38,743/mo
▼ 0.25% · 3.875%
HK$637,041
−HK$19,525/mo
Today · 4.125%
HK$656,566
baseline
▲ 0.50% · 4.625%
HK$696,516
+HK$39,950/mo
Deposit HK$15.05M · loan HK$135.47M · min. income ≈ HK$1,313,132/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$9,784,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$687,322
−HK$37,134/mo
▼ 0.25% · 3.875%
HK$705,756
−HK$18,700/mo
Today · 4.125%
HK$724,456
baseline
▲ 0.50% · 4.625%
HK$762,643
+HK$38,187/mo
Deposit HK$15.05M · loan HK$135.47M · min. income ≈ HK$1,448,912/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$9,784,109 · Scale 2, in force from 26 Feb 2026)