LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,324
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,391
−HK$1,085/mo
Today · 4.125%
HK$36,476
baseline
▲ 0.50% · 4.625%
HK$38,696
+HK$2,220/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,952/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,185
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,209
−HK$1,039/mo
Today · 4.125%
HK$40,248
baseline
▲ 0.50% · 4.625%
HK$42,369
+HK$2,121/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,496/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,188
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,470
−HK$1,301/mo
Today · 4.125%
HK$43,771
baseline
▲ 0.50% · 4.625%
HK$46,435
+HK$2,664/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,542/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,822
−HK$2,475/mo
▼ 0.25% · 3.875%
HK$47,051
−HK$1,246/mo
Today · 4.125%
HK$48,297
baseline
▲ 0.50% · 4.625%
HK$50,843
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,594/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,053
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,548
−HK$1,518/mo
Today · 4.125%
HK$51,066
baseline
▲ 0.50% · 4.625%
HK$54,174
+HK$3,108/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,132/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,459
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,892
−HK$1,455/mo
Today · 4.125%
HK$56,347
baseline
▲ 0.50% · 4.625%
HK$59,317
+HK$2,970/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,694/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,783
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,704
−HK$1,953/mo
Today · 4.125%
HK$65,657
baseline
▲ 0.50% · 4.625%
HK$69,652
+HK$3,995/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,314/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,733
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,576
−HK$1,870/mo
Today · 4.125%
HK$72,446
baseline
▲ 0.50% · 4.625%
HK$76,265
+HK$3,819/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,892/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,471 · Scale 2, in force from 26 Feb 2026)