LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,325
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,393
−HK$1,084/mo
Today · 4.125%
HK$36,477
baseline
▲ 0.50% · 4.625%
HK$38,697
+HK$2,220/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,954/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,186
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,210
−HK$1,039/mo
Today · 4.125%
HK$40,249
baseline
▲ 0.50% · 4.625%
HK$42,371
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,498/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,190
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,471
−HK$1,302/mo
Today · 4.125%
HK$43,773
baseline
▲ 0.50% · 4.625%
HK$46,436
+HK$2,663/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,546/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,823
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,052
−HK$1,247/mo
Today · 4.125%
HK$48,299
baseline
▲ 0.50% · 4.625%
HK$50,845
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,598/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,055
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,550
−HK$1,518/mo
Today · 4.125%
HK$51,068
baseline
▲ 0.50% · 4.625%
HK$54,176
+HK$3,108/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,136/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,460
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,894
−HK$1,455/mo
Today · 4.125%
HK$56,349
baseline
▲ 0.50% · 4.625%
HK$59,319
+HK$2,970/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,698/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,785
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,707
−HK$1,952/mo
Today · 4.125%
HK$65,659
baseline
▲ 0.50% · 4.625%
HK$69,654
+HK$3,995/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,318/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,735
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,578
−HK$1,870/mo
Today · 4.125%
HK$72,448
baseline
▲ 0.50% · 4.625%
HK$76,267
+HK$3,819/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,896/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,490 · Scale 2, in force from 26 Feb 2026)