LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,325
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,393
−HK$1,085/mo
Today · 4.125%
HK$36,478
baseline
▲ 0.50% · 4.625%
HK$38,697
+HK$2,219/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,956/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,187
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,211
−HK$1,039/mo
Today · 4.125%
HK$40,250
baseline
▲ 0.50% · 4.625%
HK$42,371
+HK$2,121/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,500/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,190
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,472
−HK$1,301/mo
Today · 4.125%
HK$43,773
baseline
▲ 0.50% · 4.625%
HK$46,437
+HK$2,664/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,546/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,824
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,053
−HK$1,247/mo
Today · 4.125%
HK$48,300
baseline
▲ 0.50% · 4.625%
HK$50,846
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,600/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,055
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,550
−HK$1,519/mo
Today · 4.125%
HK$51,069
baseline
▲ 0.50% · 4.625%
HK$54,176
+HK$3,107/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,138/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,461
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,895
−HK$1,455/mo
Today · 4.125%
HK$56,350
baseline
▲ 0.50% · 4.625%
HK$59,320
+HK$2,970/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,700/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,786
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,707
−HK$1,953/mo
Today · 4.125%
HK$65,660
baseline
▲ 0.50% · 4.625%
HK$69,655
+HK$3,995/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,320/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,498 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,736
−HK$3,713/mo
▼ 0.25% · 3.875%
HK$70,579
−HK$1,870/mo
Today · 4.125%
HK$72,449
baseline
▲ 0.50% · 4.625%
HK$76,268
+HK$3,819/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,898/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,498 · Scale 2, in force from 26 Feb 2026)