LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,328
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,396
−HK$1,085/mo
Today · 4.125%
HK$36,481
baseline
▲ 0.50% · 4.625%
HK$38,701
+HK$2,220/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,962/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,190
−HK$2,063/mo
▼ 0.25% · 3.875%
HK$39,214
−HK$1,039/mo
Today · 4.125%
HK$40,253
baseline
▲ 0.50% · 4.625%
HK$42,375
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,506/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,194
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$42,475
−HK$1,302/mo
Today · 4.125%
HK$43,777
baseline
▲ 0.50% · 4.625%
HK$46,441
+HK$2,664/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,554/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,828
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,057
−HK$1,247/mo
Today · 4.125%
HK$48,304
baseline
▲ 0.50% · 4.625%
HK$50,850
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,608/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,059
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,554
−HK$1,519/mo
Today · 4.125%
HK$51,073
baseline
▲ 0.50% · 4.625%
HK$54,181
+HK$3,108/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,146/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,466
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,899
−HK$1,455/mo
Today · 4.125%
HK$56,354
baseline
▲ 0.50% · 4.625%
HK$59,325
+HK$2,971/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,708/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,791
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$63,713
−HK$1,952/mo
Today · 4.125%
HK$65,665
baseline
▲ 0.50% · 4.625%
HK$69,661
+HK$3,996/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,330/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,741
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,585
−HK$1,870/mo
Today · 4.125%
HK$72,455
baseline
▲ 0.50% · 4.625%
HK$76,275
+HK$3,820/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,910/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,544 · Scale 2, in force from 26 Feb 2026)