LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,333
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,401
−HK$1,085/mo
Today · 4.125%
HK$36,486
baseline
▲ 0.50% · 4.625%
HK$38,706
+HK$2,220/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,972/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,195
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,220
−HK$1,039/mo
Today · 4.125%
HK$40,259
baseline
▲ 0.50% · 4.625%
HK$42,381
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,518/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,200
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,482
−HK$1,302/mo
Today · 4.125%
HK$43,784
baseline
▲ 0.50% · 4.625%
HK$46,448
+HK$2,664/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$87,568/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,835
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,064
−HK$1,247/mo
Today · 4.125%
HK$48,311
baseline
▲ 0.50% · 4.625%
HK$50,857
+HK$2,546/mo
Deposit HK$6.02M · loan HK$9.03M · min. income ≈ HK$96,622/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,067
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,562
−HK$1,519/mo
Today · 4.125%
HK$51,081
baseline
▲ 0.50% · 4.625%
HK$54,189
+HK$3,108/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,162/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,474
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,908
−HK$1,455/mo
Today · 4.125%
HK$56,363
baseline
▲ 0.50% · 4.625%
HK$59,334
+HK$2,971/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,726/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,800
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,722
−HK$1,953/mo
Today · 4.125%
HK$65,675
baseline
▲ 0.50% · 4.625%
HK$69,672
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,350/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,752
−HK$3,714/mo
▼ 0.25% · 3.875%
HK$70,596
−HK$1,870/mo
Today · 4.125%
HK$72,466
baseline
▲ 0.50% · 4.625%
HK$76,286
+HK$3,820/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,932/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,629 · Scale 2, in force from 26 Feb 2026)