LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,337
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,405
−HK$1,085/mo
Today · 4.125%
HK$36,490
baseline
▲ 0.50% · 4.625%
HK$38,710
+HK$2,220/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,980/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,199
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,224
−HK$1,039/mo
Today · 4.125%
HK$40,263
baseline
▲ 0.50% · 4.625%
HK$42,386
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,526/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,204
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,486
−HK$1,302/mo
Today · 4.125%
HK$43,788
baseline
▲ 0.50% · 4.625%
HK$46,453
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,576/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,839
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,069
−HK$1,247/mo
Today · 4.125%
HK$48,316
baseline
▲ 0.50% · 4.625%
HK$50,863
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,632/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,072
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,567
−HK$1,519/mo
Today · 4.125%
HK$51,086
baseline
▲ 0.50% · 4.625%
HK$54,195
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,172/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,479
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,914
−HK$1,455/mo
Today · 4.125%
HK$56,369
baseline
▲ 0.50% · 4.625%
HK$59,340
+HK$2,971/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,738/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,806
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,729
−HK$1,953/mo
Today · 4.125%
HK$65,682
baseline
▲ 0.50% · 4.625%
HK$69,679
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,364/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,759
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,603
−HK$1,871/mo
Today · 4.125%
HK$72,474
baseline
▲ 0.50% · 4.625%
HK$76,294
+HK$3,820/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,948/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,689 · Scale 2, in force from 26 Feb 2026)