LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,338
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,406
−HK$1,085/mo
Today · 4.125%
HK$36,491
baseline
▲ 0.50% · 4.625%
HK$38,711
+HK$2,220/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,982/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,200
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,225
−HK$1,039/mo
Today · 4.125%
HK$40,264
baseline
▲ 0.50% · 4.625%
HK$42,386
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,528/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,205
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,487
−HK$1,302/mo
Today · 4.125%
HK$43,789
baseline
▲ 0.50% · 4.625%
HK$46,453
+HK$2,664/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,578/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,840
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,070
−HK$1,247/mo
Today · 4.125%
HK$48,317
baseline
▲ 0.50% · 4.625%
HK$50,864
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,634/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,073
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,568
−HK$1,519/mo
Today · 4.125%
HK$51,087
baseline
▲ 0.50% · 4.625%
HK$54,196
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,174/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,480
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,915
−HK$1,455/mo
Today · 4.125%
HK$56,370
baseline
▲ 0.50% · 4.625%
HK$59,341
+HK$2,971/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,740/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,808
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$63,730
−HK$1,953/mo
Today · 4.125%
HK$65,683
baseline
▲ 0.50% · 4.625%
HK$69,680
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,366/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,760
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,604
−HK$1,871/mo
Today · 4.125%
HK$72,475
baseline
▲ 0.50% · 4.625%
HK$76,295
+HK$3,820/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,950/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,699 · Scale 2, in force from 26 Feb 2026)