LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,339
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,407
−HK$1,085/mo
Today · 4.125%
HK$36,492
baseline
▲ 0.50% · 4.625%
HK$38,712
+HK$2,220/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,984/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,201
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,226
−HK$1,039/mo
Today · 4.125%
HK$40,265
baseline
▲ 0.50% · 4.625%
HK$42,388
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,530/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,206
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,488
−HK$1,302/mo
Today · 4.125%
HK$43,790
baseline
▲ 0.50% · 4.625%
HK$46,455
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,580/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,842
−HK$2,476/mo
▼ 0.25% · 3.875%
HK$47,071
−HK$1,247/mo
Today · 4.125%
HK$48,318
baseline
▲ 0.50% · 4.625%
HK$50,865
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,636/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,074
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,569
−HK$1,520/mo
Today · 4.125%
HK$51,089
baseline
▲ 0.50% · 4.625%
HK$54,197
+HK$3,108/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,178/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,482
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,916
−HK$1,455/mo
Today · 4.125%
HK$56,371
baseline
▲ 0.50% · 4.625%
HK$59,343
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,742/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,809
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,732
−HK$1,953/mo
Today · 4.125%
HK$65,685
baseline
▲ 0.50% · 4.625%
HK$69,682
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,370/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,717 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,762
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,607
−HK$1,870/mo
Today · 4.125%
HK$72,477
baseline
▲ 0.50% · 4.625%
HK$76,298
+HK$3,821/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,954/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,717 · Scale 2, in force from 26 Feb 2026)