LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,339
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,407
−HK$1,086/mo
Today · 4.125%
HK$36,493
baseline
▲ 0.50% · 4.625%
HK$38,713
+HK$2,220/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,986/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,202
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,227
−HK$1,039/mo
Today · 4.125%
HK$40,266
baseline
▲ 0.50% · 4.625%
HK$42,388
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,532/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,207
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,489
−HK$1,302/mo
Today · 4.125%
HK$43,791
baseline
▲ 0.50% · 4.625%
HK$46,456
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,582/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,842
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,072
−HK$1,247/mo
Today · 4.125%
HK$48,319
baseline
▲ 0.50% · 4.625%
HK$50,866
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,638/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,075
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,570
−HK$1,520/mo
Today · 4.125%
HK$51,090
baseline
▲ 0.50% · 4.625%
HK$54,198
+HK$3,108/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,180/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,483
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,917
−HK$1,455/mo
Today · 4.125%
HK$56,372
baseline
▲ 0.50% · 4.625%
HK$59,344
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,744/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,811
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,733
−HK$1,954/mo
Today · 4.125%
HK$65,687
baseline
▲ 0.50% · 4.625%
HK$69,683
+HK$3,996/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,374/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,764
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,608
−HK$1,871/mo
Today · 4.125%
HK$72,479
baseline
▲ 0.50% · 4.625%
HK$76,299
+HK$3,820/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,958/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,726 · Scale 2, in force from 26 Feb 2026)