LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,341
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,409
−HK$1,085/mo
Today · 4.125%
HK$36,494
baseline
▲ 0.50% · 4.625%
HK$38,715
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,988/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,204
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,228
−HK$1,040/mo
Today · 4.125%
HK$40,268
baseline
▲ 0.50% · 4.625%
HK$42,390
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,536/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,209
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,491
−HK$1,302/mo
Today · 4.125%
HK$43,793
baseline
▲ 0.50% · 4.625%
HK$46,458
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,586/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,844
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,074
−HK$1,247/mo
Today · 4.125%
HK$48,321
baseline
▲ 0.50% · 4.625%
HK$50,868
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,642/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,077
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,572
−HK$1,520/mo
Today · 4.125%
HK$51,092
baseline
▲ 0.50% · 4.625%
HK$54,201
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,184/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,485
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,920
−HK$1,455/mo
Today · 4.125%
HK$56,375
baseline
▲ 0.50% · 4.625%
HK$59,346
+HK$2,971/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,750/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,813
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,736
−HK$1,953/mo
Today · 4.125%
HK$65,689
baseline
▲ 0.50% · 4.625%
HK$69,686
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,378/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,767
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,611
−HK$1,871/mo
Today · 4.125%
HK$72,482
baseline
▲ 0.50% · 4.625%
HK$76,302
+HK$3,820/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,964/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,751 · Scale 2, in force from 26 Feb 2026)