LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,342
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,410
−HK$1,085/mo
Today · 4.125%
HK$36,495
baseline
▲ 0.50% · 4.625%
HK$38,716
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,990/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,205
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,229
−HK$1,040/mo
Today · 4.125%
HK$40,269
baseline
▲ 0.50% · 4.625%
HK$42,391
+HK$2,122/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,538/mo (50% DSR)
Upfront cash ≈ HK$8.09M (deposit + AVD stamp duty HK$564,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,210
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,492
−HK$1,302/mo
Today · 4.125%
HK$43,794
baseline
▲ 0.50% · 4.625%
HK$46,459
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,588/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,846
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,075
−HK$1,248/mo
Today · 4.125%
HK$48,323
baseline
▲ 0.50% · 4.625%
HK$50,870
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,646/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,078
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,574
−HK$1,519/mo
Today · 4.125%
HK$51,093
baseline
▲ 0.50% · 4.625%
HK$54,202
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,186/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,487
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,921
−HK$1,455/mo
Today · 4.125%
HK$56,376
baseline
▲ 0.50% · 4.625%
HK$59,348
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,752/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,815
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,738
−HK$1,953/mo
Today · 4.125%
HK$65,691
baseline
▲ 0.50% · 4.625%
HK$69,688
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,382/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,766 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,768
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,613
−HK$1,871/mo
Today · 4.125%
HK$72,484
baseline
▲ 0.50% · 4.625%
HK$76,304
+HK$3,820/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,968/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,766 · Scale 2, in force from 26 Feb 2026)