LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,343
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,411
−HK$1,085/mo
Today · 4.125%
HK$36,496
baseline
▲ 0.50% · 4.625%
HK$38,717
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,992/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,206
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,231
−HK$1,039/mo
Today · 4.125%
HK$40,270
baseline
▲ 0.50% · 4.625%
HK$42,393
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,540/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,211
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,493
−HK$1,303/mo
Today · 4.125%
HK$43,796
baseline
▲ 0.50% · 4.625%
HK$46,461
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,592/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,847
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,077
−HK$1,247/mo
Today · 4.125%
HK$48,324
baseline
▲ 0.50% · 4.625%
HK$50,871
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,648/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,080
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,576
−HK$1,519/mo
Today · 4.125%
HK$51,095
baseline
▲ 0.50% · 4.625%
HK$54,204
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,190/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,488
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,923
−HK$1,455/mo
Today · 4.125%
HK$56,378
baseline
▲ 0.50% · 4.625%
HK$59,350
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,756/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,817
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,740
−HK$1,954/mo
Today · 4.125%
HK$65,694
baseline
▲ 0.50% · 4.625%
HK$69,691
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$131,388/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,771
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,615
−HK$1,871/mo
Today · 4.125%
HK$72,486
baseline
▲ 0.50% · 4.625%
HK$76,307
+HK$3,821/mo
Deposit HK$1.51M · loan HK$13.55M · min. income ≈ HK$144,972/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,786 · Scale 2, in force from 26 Feb 2026)