LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,343
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,412
−HK$1,085/mo
Today · 4.125%
HK$36,497
baseline
▲ 0.50% · 4.625%
HK$38,718
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,994/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,207
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,231
−HK$1,040/mo
Today · 4.125%
HK$40,271
baseline
▲ 0.50% · 4.625%
HK$42,394
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,542/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,212
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,494
−HK$1,303/mo
Today · 4.125%
HK$43,797
baseline
▲ 0.50% · 4.625%
HK$46,461
+HK$2,664/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,594/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,848
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,078
−HK$1,247/mo
Today · 4.125%
HK$48,325
baseline
▲ 0.50% · 4.625%
HK$50,872
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,650/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,081
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,576
−HK$1,520/mo
Today · 4.125%
HK$51,096
baseline
▲ 0.50% · 4.625%
HK$54,205
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,192/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,490
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,924
−HK$1,455/mo
Today · 4.125%
HK$56,379
baseline
▲ 0.50% · 4.625%
HK$59,351
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,758/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,818
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,741
−HK$1,954/mo
Today · 4.125%
HK$65,695
baseline
▲ 0.50% · 4.625%
HK$69,692
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,390/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,772
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,617
−HK$1,871/mo
Today · 4.125%
HK$72,488
baseline
▲ 0.50% · 4.625%
HK$76,309
+HK$3,821/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$144,976/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,797 · Scale 2, in force from 26 Feb 2026)