LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,344
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$35,412
−HK$1,085/mo
Today · 4.125%
HK$36,497
baseline
▲ 0.50% · 4.625%
HK$38,718
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,994/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,207
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,232
−HK$1,039/mo
Today · 4.125%
HK$40,271
baseline
▲ 0.50% · 4.625%
HK$42,394
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,542/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,213
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,494
−HK$1,303/mo
Today · 4.125%
HK$43,797
baseline
▲ 0.50% · 4.625%
HK$46,462
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,594/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,849
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,078
−HK$1,248/mo
Today · 4.125%
HK$48,326
baseline
▲ 0.50% · 4.625%
HK$50,873
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,652/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,081
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,577
−HK$1,519/mo
Today · 4.125%
HK$51,096
baseline
▲ 0.50% · 4.625%
HK$54,206
+HK$3,110/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,192/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,490
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,925
−HK$1,455/mo
Today · 4.125%
HK$56,380
baseline
▲ 0.50% · 4.625%
HK$59,352
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,760/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,819
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$63,742
−HK$1,953/mo
Today · 4.125%
HK$65,695
baseline
▲ 0.50% · 4.625%
HK$69,693
+HK$3,998/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,390/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,802 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,773
−HK$3,715/mo
▼ 0.25% · 3.875%
HK$70,617
−HK$1,871/mo
Today · 4.125%
HK$72,488
baseline
▲ 0.50% · 4.625%
HK$76,309
+HK$3,821/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$144,976/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,802 · Scale 2, in force from 26 Feb 2026)