LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,345
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,413
−HK$1,086/mo
Today · 4.125%
HK$36,499
baseline
▲ 0.50% · 4.625%
HK$38,720
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$72,998/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,208
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,233
−HK$1,040/mo
Today · 4.125%
HK$40,273
baseline
▲ 0.50% · 4.625%
HK$42,396
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,546/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,214
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,496
−HK$1,302/mo
Today · 4.125%
HK$43,798
baseline
▲ 0.50% · 4.625%
HK$46,463
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,596/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,850
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,080
−HK$1,247/mo
Today · 4.125%
HK$48,327
baseline
▲ 0.50% · 4.625%
HK$50,875
+HK$2,548/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,654/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,083
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,579
−HK$1,519/mo
Today · 4.125%
HK$51,098
baseline
▲ 0.50% · 4.625%
HK$54,207
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,196/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,492
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,926
−HK$1,456/mo
Today · 4.125%
HK$56,382
baseline
▲ 0.50% · 4.625%
HK$59,354
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,764/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,821
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,744
−HK$1,954/mo
Today · 4.125%
HK$65,698
baseline
▲ 0.50% · 4.625%
HK$69,695
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,396/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,775
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,620
−HK$1,871/mo
Today · 4.125%
HK$72,491
baseline
▲ 0.50% · 4.625%
HK$76,312
+HK$3,821/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$144,982/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,821 · Scale 2, in force from 26 Feb 2026)