LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,346
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,414
−HK$1,086/mo
Today · 4.125%
HK$36,500
baseline
▲ 0.50% · 4.625%
HK$38,721
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,000/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,210
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,234
−HK$1,040/mo
Today · 4.125%
HK$40,274
baseline
▲ 0.50% · 4.625%
HK$42,397
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,548/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,215
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,497
−HK$1,303/mo
Today · 4.125%
HK$43,800
baseline
▲ 0.50% · 4.625%
HK$46,465
+HK$2,665/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$87,600/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,851
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,081
−HK$1,248/mo
Today · 4.125%
HK$48,329
baseline
▲ 0.50% · 4.625%
HK$50,876
+HK$2,547/mo
Deposit HK$6.02M · loan HK$9.04M · min. income ≈ HK$96,658/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,084
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,580
−HK$1,520/mo
Today · 4.125%
HK$51,100
baseline
▲ 0.50% · 4.625%
HK$54,209
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,200/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,493
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,928
−HK$1,455/mo
Today · 4.125%
HK$56,383
baseline
▲ 0.50% · 4.625%
HK$59,355
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,766/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,823
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,746
−HK$1,954/mo
Today · 4.125%
HK$65,700
baseline
▲ 0.50% · 4.625%
HK$69,697
+HK$3,997/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,400/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,777
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,622
−HK$1,871/mo
Today · 4.125%
HK$72,493
baseline
▲ 0.50% · 4.625%
HK$76,314
+HK$3,821/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$144,986/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,838 · Scale 2, in force from 26 Feb 2026)