LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,348
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,416
−HK$1,086/mo
Today · 4.125%
HK$36,502
baseline
▲ 0.50% · 4.625%
HK$38,723
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,004/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,212
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,237
−HK$1,039/mo
Today · 4.125%
HK$40,276
baseline
▲ 0.50% · 4.625%
HK$42,399
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,552/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,218
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,500
−HK$1,302/mo
Today · 4.125%
HK$43,802
baseline
▲ 0.50% · 4.625%
HK$46,468
+HK$2,666/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,604/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,854
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,084
−HK$1,248/mo
Today · 4.125%
HK$48,332
baseline
▲ 0.50% · 4.625%
HK$50,879
+HK$2,547/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,664/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,087
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,583
−HK$1,520/mo
Today · 4.125%
HK$51,103
baseline
▲ 0.50% · 4.625%
HK$54,212
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,206/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,497
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,931
−HK$1,456/mo
Today · 4.125%
HK$56,387
baseline
▲ 0.50% · 4.625%
HK$59,359
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,774/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,826
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,750
−HK$1,953/mo
Today · 4.125%
HK$65,703
baseline
▲ 0.50% · 4.625%
HK$69,701
+HK$3,998/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,406/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,781
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,626
−HK$1,871/mo
Today · 4.125%
HK$72,497
baseline
▲ 0.50% · 4.625%
HK$76,319
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$144,994/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,871 · Scale 2, in force from 26 Feb 2026)