LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,349
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,417
−HK$1,086/mo
Today · 4.125%
HK$36,503
baseline
▲ 0.50% · 4.625%
HK$38,724
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,006/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,213
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,238
−HK$1,039/mo
Today · 4.125%
HK$40,277
baseline
▲ 0.50% · 4.625%
HK$42,400
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,554/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,219
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$42,501
−HK$1,302/mo
Today · 4.125%
HK$43,803
baseline
▲ 0.50% · 4.625%
HK$46,469
+HK$2,666/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,606/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,855
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,085
−HK$1,248/mo
Today · 4.125%
HK$48,333
baseline
▲ 0.50% · 4.625%
HK$50,880
+HK$2,547/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,666/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,088
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,584
−HK$1,520/mo
Today · 4.125%
HK$51,104
baseline
▲ 0.50% · 4.625%
HK$54,213
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,208/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,498
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,933
−HK$1,455/mo
Today · 4.125%
HK$56,388
baseline
▲ 0.50% · 4.625%
HK$59,360
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,776/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,828
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,751
−HK$1,954/mo
Today · 4.125%
HK$65,705
baseline
▲ 0.50% · 4.625%
HK$69,703
+HK$3,998/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,410/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,783
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,628
−HK$1,871/mo
Today · 4.125%
HK$72,499
baseline
▲ 0.50% · 4.625%
HK$76,321
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$144,998/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,885 · Scale 2, in force from 26 Feb 2026)