LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,350
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,418
−HK$1,086/mo
Today · 4.125%
HK$36,504
baseline
▲ 0.50% · 4.625%
HK$38,725
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,008/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,214
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,239
−HK$1,040/mo
Today · 4.125%
HK$40,279
baseline
▲ 0.50% · 4.625%
HK$42,402
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,558/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,220
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,502
−HK$1,303/mo
Today · 4.125%
HK$43,805
baseline
▲ 0.50% · 4.625%
HK$46,470
+HK$2,665/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,610/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,857
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,087
−HK$1,247/mo
Today · 4.125%
HK$48,334
baseline
▲ 0.50% · 4.625%
HK$50,882
+HK$2,548/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,668/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,090
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,586
−HK$1,520/mo
Today · 4.125%
HK$51,106
baseline
▲ 0.50% · 4.625%
HK$54,215
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$102,212/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,500
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,934
−HK$1,456/mo
Today · 4.125%
HK$56,390
baseline
▲ 0.50% · 4.625%
HK$59,362
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.54M · min. income ≈ HK$112,780/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,830
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,753
−HK$1,954/mo
Today · 4.125%
HK$65,707
baseline
▲ 0.50% · 4.625%
HK$69,705
+HK$3,998/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,414/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,903 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,785
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,630
−HK$1,871/mo
Today · 4.125%
HK$72,501
baseline
▲ 0.50% · 4.625%
HK$76,323
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,002/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,903 · Scale 2, in force from 26 Feb 2026)