LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,351
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,419
−HK$1,086/mo
Today · 4.125%
HK$36,505
baseline
▲ 0.50% · 4.625%
HK$38,726
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,010/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,215
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,240
−HK$1,039/mo
Today · 4.125%
HK$40,279
baseline
▲ 0.50% · 4.625%
HK$42,403
+HK$2,124/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,558/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,221
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,503
−HK$1,303/mo
Today · 4.125%
HK$43,806
baseline
▲ 0.50% · 4.625%
HK$46,471
+HK$2,665/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,612/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,858
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$47,088
−HK$1,247/mo
Today · 4.125%
HK$48,335
baseline
▲ 0.50% · 4.625%
HK$50,883
+HK$2,548/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,670/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,091
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,587
−HK$1,520/mo
Today · 4.125%
HK$51,107
baseline
▲ 0.50% · 4.625%
HK$54,216
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,214/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,501
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,935
−HK$1,456/mo
Today · 4.125%
HK$56,391
baseline
▲ 0.50% · 4.625%
HK$59,364
+HK$2,973/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,782/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,831
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,754
−HK$1,954/mo
Today · 4.125%
HK$65,708
baseline
▲ 0.50% · 4.625%
HK$69,707
+HK$3,999/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,416/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,914 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,786
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,631
−HK$1,872/mo
Today · 4.125%
HK$72,503
baseline
▲ 0.50% · 4.625%
HK$76,325
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,006/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,914 · Scale 2, in force from 26 Feb 2026)