LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,351
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,420
−HK$1,085/mo
Today · 4.125%
HK$36,505
baseline
▲ 0.50% · 4.625%
HK$38,727
+HK$2,222/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,010/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,215
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,240
−HK$1,040/mo
Today · 4.125%
HK$40,280
baseline
▲ 0.50% · 4.625%
HK$42,403
+HK$2,123/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,560/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,221
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,504
−HK$1,302/mo
Today · 4.125%
HK$43,806
baseline
▲ 0.50% · 4.625%
HK$46,472
+HK$2,666/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,612/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,858
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,088
−HK$1,248/mo
Today · 4.125%
HK$48,336
baseline
▲ 0.50% · 4.625%
HK$50,884
+HK$2,548/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,672/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,092
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,588
−HK$1,520/mo
Today · 4.125%
HK$51,108
baseline
▲ 0.50% · 4.625%
HK$54,217
+HK$3,109/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,216/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,502
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,936
−HK$1,456/mo
Today · 4.125%
HK$56,392
baseline
▲ 0.50% · 4.625%
HK$59,365
+HK$2,973/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,784/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,832
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,756
−HK$1,954/mo
Today · 4.125%
HK$65,710
baseline
▲ 0.50% · 4.625%
HK$69,708
+HK$3,998/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,420/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,788
−HK$3,716/mo
▼ 0.25% · 3.875%
HK$70,633
−HK$1,871/mo
Today · 4.125%
HK$72,504
baseline
▲ 0.50% · 4.625%
HK$76,326
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,008/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,924 · Scale 2, in force from 26 Feb 2026)