LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,353
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,422
−HK$1,085/mo
Today · 4.125%
HK$36,507
baseline
▲ 0.50% · 4.625%
HK$38,729
+HK$2,222/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,014/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,217
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,242
−HK$1,040/mo
Today · 4.125%
HK$40,282
baseline
▲ 0.50% · 4.625%
HK$42,406
+HK$2,124/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,564/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,224
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,506
−HK$1,303/mo
Today · 4.125%
HK$43,809
baseline
▲ 0.50% · 4.625%
HK$46,474
+HK$2,665/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,618/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,861
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,091
−HK$1,248/mo
Today · 4.125%
HK$48,339
baseline
▲ 0.50% · 4.625%
HK$50,887
+HK$2,548/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,678/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,094
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,590
−HK$1,520/mo
Today · 4.125%
HK$51,110
baseline
▲ 0.50% · 4.625%
HK$54,220
+HK$3,110/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,220/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,504
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,939
−HK$1,456/mo
Today · 4.125%
HK$56,395
baseline
▲ 0.50% · 4.625%
HK$59,368
+HK$2,973/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,790/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,836
−HK$3,877/mo
▼ 0.25% · 3.875%
HK$63,759
−HK$1,954/mo
Today · 4.125%
HK$65,713
baseline
▲ 0.50% · 4.625%
HK$69,712
+HK$3,999/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,426/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,791
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,636
−HK$1,872/mo
Today · 4.125%
HK$72,508
baseline
▲ 0.50% · 4.625%
HK$76,330
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,016/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,955 · Scale 2, in force from 26 Feb 2026)