LTV · monthly repayment
▼ 0.50% · 3.625%
HK$343,539
−HK$21,543/mo
▼ 0.25% · 3.875%
HK$354,225
−HK$10,857/mo
Today · 4.125%
HK$365,082
baseline
▲ 0.50% · 4.625%
HK$387,296
+HK$22,214/mo
Deposit HK$75.33M · loan HK$75.33M · min. income ≈ HK$730,164/mo (50% DSR)
Upfront cash ≈ HK$85.12M (deposit + AVD stamp duty HK$9,792,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,184
−HK$20,648/mo
▼ 0.25% · 3.875%
HK$392,434
−HK$10,398/mo
Today · 4.125%
HK$402,832
baseline
▲ 0.50% · 4.625%
HK$424,066
+HK$21,234/mo
Deposit HK$75.33M · loan HK$75.33M · min. income ≈ HK$805,664/mo (50% DSR)
Upfront cash ≈ HK$85.12M (deposit + AVD stamp duty HK$9,792,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,247
−HK$25,851/mo
▼ 0.25% · 3.875%
HK$425,070
−HK$13,028/mo
Today · 4.125%
HK$438,098
baseline
▲ 0.50% · 4.625%
HK$464,756
+HK$26,658/mo
Deposit HK$60.26M · loan HK$90.39M · min. income ≈ HK$876,196/mo (50% DSR)
Upfront cash ≈ HK$70.06M (deposit + AVD stamp duty HK$9,792,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,621
−HK$24,777/mo
▼ 0.25% · 3.875%
HK$470,921
−HK$12,477/mo
Today · 4.125%
HK$483,398
baseline
▲ 0.50% · 4.625%
HK$508,879
+HK$25,481/mo
Deposit HK$60.26M · loan HK$90.39M · min. income ≈ HK$966,796/mo (50% DSR)
Upfront cash ≈ HK$70.06M (deposit + AVD stamp duty HK$9,792,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$480,955
−HK$30,160/mo
▼ 0.25% · 3.875%
HK$495,915
−HK$15,200/mo
Today · 4.125%
HK$511,115
baseline
▲ 0.50% · 4.625%
HK$542,215
+HK$31,100/mo
Deposit HK$45.20M · loan HK$105.46M · min. income ≈ HK$1,022,230/mo (50% DSR)
Upfront cash ≈ HK$54.99M (deposit + AVD stamp duty HK$9,792,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,057
−HK$28,908/mo
▼ 0.25% · 3.875%
HK$549,407
−HK$14,558/mo
Today · 4.125%
HK$563,965
baseline
▲ 0.50% · 4.625%
HK$593,692
+HK$29,727/mo
Deposit HK$45.20M · loan HK$105.46M · min. income ≈ HK$1,127,930/mo (50% DSR)
Upfront cash ≈ HK$54.99M (deposit + AVD stamp duty HK$9,792,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$618,370
−HK$38,778/mo
▼ 0.25% · 3.875%
HK$637,605
−HK$19,543/mo
Today · 4.125%
HK$657,148
baseline
▲ 0.50% · 4.625%
HK$697,134
+HK$39,986/mo
Deposit HK$15.07M · loan HK$135.59M · min. income ≈ HK$1,314,296/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$9,792,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$687,931
−HK$37,167/mo
▼ 0.25% · 3.875%
HK$706,381
−HK$18,717/mo
Today · 4.125%
HK$725,098
baseline
▲ 0.50% · 4.625%
HK$763,319
+HK$38,221/mo
Deposit HK$15.07M · loan HK$135.59M · min. income ≈ HK$1,450,196/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$9,792,777 · Scale 2, in force from 26 Feb 2026)