LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,354
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,423
−HK$1,085/mo
Today · 4.125%
HK$36,508
baseline
▲ 0.50% · 4.625%
HK$38,730
+HK$2,222/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,016/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,219
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$39,244
−HK$1,039/mo
Today · 4.125%
HK$40,283
baseline
▲ 0.50% · 4.625%
HK$42,407
+HK$2,124/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,566/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,225
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,507
−HK$1,303/mo
Today · 4.125%
HK$43,810
baseline
▲ 0.50% · 4.625%
HK$46,476
+HK$2,666/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,620/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,862
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,092
−HK$1,248/mo
Today · 4.125%
HK$48,340
baseline
▲ 0.50% · 4.625%
HK$50,888
+HK$2,548/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,680/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,096
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,592
−HK$1,520/mo
Today · 4.125%
HK$51,112
baseline
▲ 0.50% · 4.625%
HK$54,222
+HK$3,110/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,224/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,506
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,941
−HK$1,456/mo
Today · 4.125%
HK$56,397
baseline
▲ 0.50% · 4.625%
HK$59,369
+HK$2,972/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,794/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,837
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,761
−HK$1,954/mo
Today · 4.125%
HK$65,715
baseline
▲ 0.50% · 4.625%
HK$69,714
+HK$3,999/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,430/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,793
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,638
−HK$1,872/mo
Today · 4.125%
HK$72,510
baseline
▲ 0.50% · 4.625%
HK$76,332
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,020/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,971 · Scale 2, in force from 26 Feb 2026)