LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,356
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$35,424
−HK$1,086/mo
Today · 4.125%
HK$36,510
baseline
▲ 0.50% · 4.625%
HK$38,732
+HK$2,222/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,020/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,220
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,245
−HK$1,040/mo
Today · 4.125%
HK$40,285
baseline
▲ 0.50% · 4.625%
HK$42,409
+HK$2,124/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,570/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$564,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,227
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,509
−HK$1,303/mo
Today · 4.125%
HK$43,812
baseline
▲ 0.50% · 4.625%
HK$46,478
+HK$2,666/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,624/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,864
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,094
−HK$1,248/mo
Today · 4.125%
HK$48,342
baseline
▲ 0.50% · 4.625%
HK$50,891
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,684/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$564,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,098
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,594
−HK$1,520/mo
Today · 4.125%
HK$51,114
baseline
▲ 0.50% · 4.625%
HK$54,224
+HK$3,110/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,228/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,508
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,944
−HK$1,455/mo
Today · 4.125%
HK$56,399
baseline
▲ 0.50% · 4.625%
HK$59,372
+HK$2,973/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,798/mo (50% DSR)
Upfront cash ≈ HK$5.08M (deposit + AVD stamp duty HK$564,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,840
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,764
−HK$1,954/mo
Today · 4.125%
HK$65,718
baseline
▲ 0.50% · 4.625%
HK$69,717
+HK$3,999/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,436/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,998 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,797
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,642
−HK$1,872/mo
Today · 4.125%
HK$72,514
baseline
▲ 0.50% · 4.625%
HK$76,336
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,028/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$564,998 · Scale 2, in force from 26 Feb 2026)