LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,356
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,425
−HK$1,086/mo
Today · 4.125%
HK$36,511
baseline
▲ 0.50% · 4.625%
HK$38,732
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,022/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,221
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,246
−HK$1,040/mo
Today · 4.125%
HK$40,286
baseline
▲ 0.50% · 4.625%
HK$42,410
+HK$2,124/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,572/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,228
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,510
−HK$1,303/mo
Today · 4.125%
HK$43,813
baseline
▲ 0.50% · 4.625%
HK$46,479
+HK$2,666/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,626/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,865
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,095
−HK$1,248/mo
Today · 4.125%
HK$48,343
baseline
▲ 0.50% · 4.625%
HK$50,892
+HK$2,549/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,686/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,099
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,595
−HK$1,520/mo
Today · 4.125%
HK$51,115
baseline
▲ 0.50% · 4.625%
HK$54,225
+HK$3,110/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,230/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,510
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,945
−HK$1,456/mo
Today · 4.125%
HK$56,401
baseline
▲ 0.50% · 4.625%
HK$59,374
+HK$2,973/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,802/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,842
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,765
−HK$1,955/mo
Today · 4.125%
HK$65,720
baseline
▲ 0.50% · 4.625%
HK$69,718
+HK$3,998/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,440/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,798
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,643
−HK$1,872/mo
Today · 4.125%
HK$72,515
baseline
▲ 0.50% · 4.625%
HK$76,337
+HK$3,822/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,030/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,009 · Scale 2, in force from 26 Feb 2026)