LTV · monthly repayment
▼ 0.50% · 3.625%
HK$343,582
−HK$21,546/mo
▼ 0.25% · 3.875%
HK$354,269
−HK$10,859/mo
Today · 4.125%
HK$365,128
baseline
▲ 0.50% · 4.625%
HK$387,345
+HK$22,217/mo
Deposit HK$75.34M · loan HK$75.34M · min. income ≈ HK$730,256/mo (50% DSR)
Upfront cash ≈ HK$85.13M (deposit + AVD stamp duty HK$9,794,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$382,232
−HK$20,650/mo
▼ 0.25% · 3.875%
HK$392,483
−HK$10,399/mo
Today · 4.125%
HK$402,882
baseline
▲ 0.50% · 4.625%
HK$424,119
+HK$21,237/mo
Deposit HK$75.34M · loan HK$75.34M · min. income ≈ HK$805,764/mo (50% DSR)
Upfront cash ≈ HK$85.13M (deposit + AVD stamp duty HK$9,794,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$412,298
−HK$25,855/mo
▼ 0.25% · 3.875%
HK$425,123
−HK$13,030/mo
Today · 4.125%
HK$438,153
baseline
▲ 0.50% · 4.625%
HK$464,814
+HK$26,661/mo
Deposit HK$60.27M · loan HK$90.41M · min. income ≈ HK$876,306/mo (50% DSR)
Upfront cash ≈ HK$70.06M (deposit + AVD stamp duty HK$9,794,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$458,678
−HK$24,781/mo
▼ 0.25% · 3.875%
HK$470,979
−HK$12,480/mo
Today · 4.125%
HK$483,459
baseline
▲ 0.50% · 4.625%
HK$508,943
+HK$25,484/mo
Deposit HK$60.27M · loan HK$90.41M · min. income ≈ HK$966,918/mo (50% DSR)
Upfront cash ≈ HK$70.06M (deposit + AVD stamp duty HK$9,794,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$481,015
−HK$30,164/mo
▼ 0.25% · 3.875%
HK$495,977
−HK$15,202/mo
Today · 4.125%
HK$511,179
baseline
▲ 0.50% · 4.625%
HK$542,283
+HK$31,104/mo
Deposit HK$45.20M · loan HK$105.47M · min. income ≈ HK$1,022,358/mo (50% DSR)
Upfront cash ≈ HK$55.00M (deposit + AVD stamp duty HK$9,794,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$535,124
−HK$28,911/mo
▼ 0.25% · 3.875%
HK$549,476
−HK$14,559/mo
Today · 4.125%
HK$564,035
baseline
▲ 0.50% · 4.625%
HK$593,766
+HK$29,731/mo
Deposit HK$45.20M · loan HK$105.47M · min. income ≈ HK$1,128,070/mo (50% DSR)
Upfront cash ≈ HK$55.00M (deposit + AVD stamp duty HK$9,794,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$618,448
−HK$38,782/mo
▼ 0.25% · 3.875%
HK$637,685
−HK$19,545/mo
Today · 4.125%
HK$657,230
baseline
▲ 0.50% · 4.625%
HK$697,221
+HK$39,991/mo
Deposit HK$15.07M · loan HK$135.61M · min. income ≈ HK$1,314,460/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$9,794,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$688,017
−HK$37,171/mo
▼ 0.25% · 3.875%
HK$706,469
−HK$18,719/mo
Today · 4.125%
HK$725,188
baseline
▲ 0.50% · 4.625%
HK$763,414
+HK$38,226/mo
Deposit HK$15.07M · loan HK$135.61M · min. income ≈ HK$1,450,376/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$9,794,001 · Scale 2, in force from 26 Feb 2026)