LTV · monthly repayment
▼ 0.50% · 3.625%
HK$34,359
−HK$2,155/mo
▼ 0.25% · 3.875%
HK$35,428
−HK$1,086/mo
Today · 4.125%
HK$36,514
baseline
▲ 0.50% · 4.625%
HK$38,735
+HK$2,221/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$73,028/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,224
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$39,249
−HK$1,040/mo
Today · 4.125%
HK$40,289
baseline
▲ 0.50% · 4.625%
HK$42,413
+HK$2,124/mo
Deposit HK$7.53M · loan HK$7.53M · min. income ≈ HK$80,578/mo (50% DSR)
Upfront cash ≈ HK$8.10M (deposit + AVD stamp duty HK$565,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,231
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,513
−HK$1,303/mo
Today · 4.125%
HK$43,816
baseline
▲ 0.50% · 4.625%
HK$46,482
+HK$2,666/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$87,632/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,869
−HK$2,478/mo
▼ 0.25% · 3.875%
HK$47,099
−HK$1,248/mo
Today · 4.125%
HK$48,347
baseline
▲ 0.50% · 4.625%
HK$50,895
+HK$2,548/mo
Deposit HK$6.03M · loan HK$9.04M · min. income ≈ HK$96,694/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$565,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,102
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,599
−HK$1,520/mo
Today · 4.125%
HK$51,119
baseline
▲ 0.50% · 4.625%
HK$54,229
+HK$3,110/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$102,238/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,514
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,949
−HK$1,456/mo
Today · 4.125%
HK$56,405
baseline
▲ 0.50% · 4.625%
HK$59,378
+HK$2,973/mo
Deposit HK$4.52M · loan HK$10.55M · min. income ≈ HK$112,810/mo (50% DSR)
Upfront cash ≈ HK$5.09M (deposit + AVD stamp duty HK$565,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,846
−HK$3,878/mo
▼ 0.25% · 3.875%
HK$63,770
−HK$1,954/mo
Today · 4.125%
HK$65,724
baseline
▲ 0.50% · 4.625%
HK$69,724
+HK$4,000/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$131,448/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,803
−HK$3,717/mo
▼ 0.25% · 3.875%
HK$70,648
−HK$1,872/mo
Today · 4.125%
HK$72,520
baseline
▲ 0.50% · 4.625%
HK$76,343
+HK$3,823/mo
Deposit HK$1.51M · loan HK$13.56M · min. income ≈ HK$145,040/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$565,051 · Scale 2, in force from 26 Feb 2026)